Mobile Banking Technology and Innovation Management Essay

Versatile Banking Technology and Innovation Management - Essay Example The executives needs to confront a few difficulties in the general procedure of presenting the development in the market (Barton and Kraus, 1985). Versatile BANKING TECHNOLOGY: There has been continuous procedure of presentation of new innovations in the market each other day. Nonetheless, all new innovations can't succeed and catch the impressive measure of piece of the pie. This requires appropriate and all around thought arranging and the board. It ought to be guaranteed that the new innovation which is presented in the market is as indicated by the necessities and prerequisites of the clients (Souder and Sherman, 1994). Aside from this, the new innovation ought to be easy to use and simple to utilize. Every one of these elements increment the acknowledgment of the creative innovation. Versatile banking is one such innovation, which have been acquainted all together with furnish clients easily and comfort during the time spent banking. In the beginning of banking office, clients m ust be truly present at the bank so as to make any sort of exchange. This prerequisite of physical nearness bit by bit vanished with the approach of various new advances and offices with entry of time. ... Versatile banking permits the clients to perform significant exchanges through their cell phones and there is not really any need of going to banks or being genuinely present there to make exchanges (Stair and Reynolds, 2009). There are a few advantages of the versatile banking, for clients as well as for the bank which is giving this office. This office of versatile banking can encourages banks in lessening the accuses related of exchanges, as low degree of cost is related with portable banking. Alongside this, the office of portable banking is simple and helpful for the buyers as it empowers them to rapidly get to their financial balance at wherever and whenever (Krugel, 2007). Advancement AND CHANGE MANAGEMENT: The procedure of execution of any change or development is constantly connected with a few difficulties and issue. These difficulties and issues ought to be overseen in a compelling and proficient way so as to guarantee the effective usage of the advancement. The procedure of development the board is a finished change the executives procedure. The board needs to lead power field investigation so as to recognize significant limiting and supporting powers. Following stage is to thought of successful methodologies and strategies so as to limit the confining powers and boosting the supporting powers (Tidd, 2001). The confining powers can be both outside and inside. Advancement or new innovation not just faces obstruction on part of the clients however at some point workers are additionally answerable for the disappointment of any new innovation or development. It is significant for the administration to keep in thought

The Poetry Of A. E. Housman Essays (867 words) - A. E. Housman

The Poetry of A. E. Housman Housman was conceived in Burton-On-Trent, England, in 1865, similarly as the US Civil War was finishing. As a little youngster, he was upset by the updates on butcher from the previous British provinces, and was influenced profoundly. This transformed him into an agonizing, thoughtful young person and a skeptical, critical grown-up. This point of view shows plainly in his verse. Housman accepted that individuals were commonly malevolent, and that life contrived against humankind. This is apparent not just in his verse, yet in addition in his short stories. For instance, his story, The Offspring of Lancashire, distributed in 1893 in The London Gazette, is about a youngster who goes to London, where his folks kick the bucket, and he turns into a road urchin. There are hidden ramifications that the youngster is a gay (as was Housman, most presumably), and he gets blended up with a posse of comparative young people, assaulting rich walkers and taking their watches and gold coins. In the long run he leaves the pack what's more, gets well off, however is assaulted by a similar group (who don't remember him) and is lost London Bridge into the Thames, which is tragically solidified over, and is executed on the hard ice beneath. Housman's verse is comparably skeptical. In completely a large portion of the sonnets the speaker is dead. In others, he is going to pass on or needs incredible, his sweetheart is dead. Demise is an extremely significant phase of life to Housman; without death, Housman would likely not have had the option to be an artist. (Housman, himself, kicked the bucket in 1937.) A couple of his sonnets appear a unique good faith and love of excellence, be that as it may. For instance, in his sonnet Trees, he starts: Loveliest of trees, the cherry at this point Draped low with blossom along the bow Stands about the forest side A virgin in white for Eastertide ...furthermore, closes: Sonnets are made by fools like me Yet, no one but God can make a tree. (This is a mainstream citation, yet a great many people don't have the foggiest idea about its source!) Religion is another topic of Housman's. Housman appears to have had inconvenience accommodating regular Christianity with his homosexuality furthermore, his profound clinical misery. In Apologia genius Poemate Meo he states: In paradise high thoughts and numerous Distant in the wayward night sky, I would imagine that the adoration I bear you Would make you incapable to kick the bucket [death again] Would God in his congregation in paradise Pardon us our transgressions of the day, That kid and man together Might participate in the night and the way. I imagine that the feeling of misery and gay yearning is indisputable. Be that as it may, these subjects went completely over the heads of the individuals of Housman's day, in the mid 1900s. The most popular assortment of Housman's verse is A Shropshire Fellow, distributed in 1925, followed without further ado by More Poems, 1927, and Even More Poems, 1928. Obviously, most assortments have a similar sense what's more, style. They could without much of a stretch be one assortment, as far as expressive content. All show a feeling of the delicacy of life, the perversity of presence, and a not so subtle gay aching, notwithstanding the truth that a considerable lot of the sonnets obviously (however subconsciously?) discuss young ladies. It is obvious from these works that ladies were just a illustration for affection, which for Housman's situation generally did exclude the female portion of society. More Poems contains maybe the best proclamation of Housman's way of thinking of life, a long, untitled sonnet (no. LXIX) with angled references to the town of his introduction to the world, Burton-on-Trent, and explanations like: And keeping in mind that the sun and moon persevere Karma's an opportunity, however inconvenience's sure... In reality, what amount increasingly critical would one be able to be? Not just an artist and narrator, Housman was a prominent old style researcher. He is known for his broad interpretations of the Greek works of art, particularly Greek plays by Euripides and Sophocles. Sadly, the greater part of his original copies were lost in a terrible fire in his office at Oxford, which was brought about by a lit stogie falling into a heap of papers. There were bits of gossip that Housman was covered up in a storeroom with a little fellow at that point, and along these lines didn't see the fire in his own office until it was past the point where it is possible to stifle it. The Trustees of the school, in any case, figured out how to suppress the bits of gossip, and Housman's scholarly residency was not compromised by the episode.

Sales Emails Theyre Not About Selling (Really!) - The Writers For Hire

Deals EMAILS: THEYRE NOT ABOUT SELLING (REALLY!) Need to improve the active clicking factor on your business messages? Quit making a decent attempt. All things considered, theres somewhat more to it than that however the primary concern is, on the off chance that you need to ensure that your business messages dont end up in the spam organizer, you have to ensure that youre not sending out an inappropriate vibe with an excessively salesy email (contemplates show that individuals get increasingly on edge and anxious the more you attempt to offer to them). Your most logical option, as indicated by Flint McGlaughlin of MECLABS is to keep the tone supportive and no-pressure think client assistance instead of deals. A couple of different variables that might be harming your active clicking factor? Obscure headlines; messages that resemble points of arrival, instead of messages; passages that are excessively long (or excessively short!); and poor plan decisions, for example, the feared white-content on-a-dark foundation look (And truly, individuals despite everything do that. Despite the fact that they shouldnt.) To become familiar with making an incredible deals email, watch this free MECLABS copywriting facility. Its around 30 minutes in length and absolutely justified, despite all the trouble. The live scrutinizes are super-useful.

Wife To A Famous Man Essay Example For Students

Spouse To A Famous Man Essay A monolog from the play by Gregorio Martinez Sierra NOTE: This monolog is republished from The Plays of G. Martinez Sierra. G. Martinez Sierra. New York: E.P. Dutton, 1922. MARIANA: I need you to quit talking. You generally lie like a newspaperit doesn matter what kind of story you tell, no ones going to trust you. Yet, just you watch out. Your lucks in for the moment, isn it and you think you e such an individual on the grounds that a couple of pesetas have fallen on you out of the sky. Take advantage of them while they last. Im used to winning what I requirement for myself and my youngsters. Its sufficiently minimal and its difficult to find yet it makes me a sovereign in this realm at any rate. My kingdoms my home. Furthermore, don overlook this. Theres never been any man given come access it however you I love you a long sight more than you have the right to be adored. Be that as it may, lets have this reasonable there aren going to be any ladies for the situation however me either. Also, if you e not pleasing to that well, theres bunches of room on the planet for us both, and its simple to accept the train as to buzz through the air. Off you go at that point and well meet again on Judgment Day. We will compose a custom paper on Wife To A Famous Man explicitly for you for just $16.38 $13.9/page Request now

Gap analysis Essay Example | Topics and Well Written Essays - 500 words

Hole investigation - Essay Example Capability in correspondence as a workmanship can be gotten the hang of relying on inspirations and objectives (Littlejohn and Foss, 2008). The coming of data innovation with electronic methods for correspondence modernized even its learning procedure crossing what used to be restrictions as far as culture, space and morals (Littlejohn and Foss, 2008). Sociopsychologist, Cybernetics, and Sociocultural gatherings may somewhat shift in intrigue, rights, and qualities in the parts of correspondence just as it inspirations, be that as it may, main concern is the hybrid between and among communicators (Littlejohn and Foss, 2008). Being proactive makes an effective administrator realizing adaptability and the capacity to make proper reactions (Harrell, 2003). Being affable realizes regard, trust and trustworthiness, an imprint in exchange that can be an enduring heritage (Harrell, 2003). With the appearance of Information innovation combined with electronic correspondence implies what is left as the hole confronting worldwide interchanges is by all accounts the invaluable belonging which is disposition (Harrell, 2003). It is the individual purpose to flourish as generally speaking disposition decides the personal satisfaction one may live (Harrell, 2003). The hole confronting worldwide correspondence is progressively backing off. Because of the commitments of Information innovation and its most recent electronic correspondence craftsmanship.

Latuda (Generic Lurasidone) Drug Information

Latuda (Generic Lurasidone) Drug Information Bipolar Disorder Treatment Medications Print Latuda (Generic Lurasidone) Drug Information By Marcia Purse Marcia Purse is a mental health writer and bipolar disorder advocate who brings strong research skills and personal experiences to her writing. Learn about our editorial policy Marcia Purse Medically reviewed by Medically reviewed by Steven Gans, MD on June 23, 2015 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on June 24, 2019 Paul Bradbury/Getty Images More in Bipolar Disorder Treatment Medications Symptoms Diagnosis Latuda (lurasidone) is one of the newer generation of antipsychotic medications that are called atypical. Latuda was first approved for the treatment of schizophrenia in 2010. The Food and Drug Administration then approved its use to help in the treatment of bipolar depression in the summer of 2013.   Common Antipsychotic Warnings Like all antipsychotic drugs, Latuda carries a boxed warning  saying it is not approved for use in elderly patients with dementia due to increased risk of death. There is the potential for developing neuroleptic malignant syndrome  (NMS) when taking Latuda. Symptoms can include abnormally high fever, rigid muscles, profuse sweating, irregular heartbeat, and other symptoms. Kidney failure can result. Although rare, this is an extremely serious and potentially fatal condition, so it is important to recognize the symptoms and seek treatment at once. Although tardive dyskinesia  (TD) is rarer among patients taking the atypical antipsychotics compared to the older  typical  agents, TD may still rarely develop in patients taking Latuda. The most common presentation of tardive dyskinesia is forms of uncontrolled facial movements. Again, know the symptoms of this condition and contact your doctor at once if they appear. There are additional warnings common to all antipsychotics about less serious possible side effects. Read all the literature accompanying your prescription carefully. Weight Issues, Blood Sugar and Fats, and Diabetes All antipsychotic medications also carry warnings about the possibility of weight gain, increased blood sugar, cholesterol and triglycerides, with the potential to lead to diabetes. However, the clinical trials and studies so far have indicated that Latudas effect on weight is more complex. One study found that some patients gained weight while others lost weight. Overall, it is currently considered not to be associated with weight gain. Common Side Effects The most common side effects in clinical trials were: SleepinessNauseaAkathisia, characterized by inner restlessness and the inability to sit or stand still, andParkinsonism, with symptoms including tremor, difficulty walking, stiff muscles and others. The latter two are movement disorders that can be serious and/or extremely distressing, so again, knowing the symptoms is recommended. Dystonia, another movement disorder, was less frequent but still significantly higher in patients taking Latuda than in those who took a  placebo. Dystonia is characterized by muscles contracting parts of the body abnormally. Dystonia, parkinsonism, and akathisia are  extrapyramidal side effects. Use in Pregnancy Latuda has not yet been studied in humans. At this time, the recommendation is that the drug should be used during pregnancy only if the potential benefit justifies the potential risk to the fetus. If you become pregnant while taking Latuda, make sure to discuss this with your physician.

Influence Of Martin Luther King Jr On Americans - Free Essay Example

Martin Luther King Jrs speech I Have A Dream was performed in 1963 at the march on Washington. In this speech Dr. King would take advantage of pathos. He shows that through the power in his rhetoric he can make a difference. King uses many metaphors as a vehicle to deliver an appeal to the emotions of the audience. His demonstration of pathos helps the audience better embrace the concepts and the purpose of the speech. It also amplifies the struggles of black Americans and he uses this to show the pain of his people because he wants a change to made. Dr. King uses repetition, urgency, and inclusiveness to get his message across. Kings speech was all for using metaphors in order to appeal to the audiences emotions. He was talking about the Emancipation Proclamation and said This momentous decree came as a great beacon light of hope to millions of negro slaves who had been seared in the flames of withering injustice. He is very descriptive and gives a profound voice to those that dont have one. With these somber words he can pull the audience in his favor. His words touch you within and bring an energy for change. He wants everyone to be on board with him, but his target audience is black people. Those that feel the same pains and struggles he does because he knows that deep down each and everyone of them had a dream like his, but not everyone can speak it into existence. That is what made him such a good speaker. His rhetoric, influence, and relatability was truly a   treasure for America. Dr. King uses repetition in this speech to further drive the point home. He did this to put a sense of urgency into his audience so that they would act now instead of later. He says things such as I have a dream today and Now is the time to rise from the dark and desolate valley of segregation to the sunlit path of racial justice. King is calling for action for men and women to express their freedom of speech. In his speech he says now a lot to signify that he wants things changed immediately. Even though the Emancipation Proclamation freed the slaves, King says the life of the negro is still sadly crippled by the manacles of segregation and the chains of discrimination.   His speech provides a plethora of metaphors of racism, segregation, injustice and more. All of these constant metaphors are to hammer in the message of his speech. He knew that this would make the audience sad, but it would also make them determined. Determined to put a stop to the injustices that Dr. King procl aims. He also provided the subject of inclusiveness in his speech. Although his target audience was black people he did not want that to discourage anybody from joining his cause. He wants members of all peoples from all nations to walk hand in hand in harmony. Maybe the most famous line from Kings speech was I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin but by the content of their character. This resonated with the crowd as it was a sentiment shared among them. He calls for America to live up to the creed We hold these truths to be self evident that all men are created equal. He wants racial harmony and justice. He wants a world where no one is excluded because of their appearance. He really appeals to pathos throughout the entire speech looking back at atrocities and remembering the struggles of their ancestors. It is through this rhetoric that he continuously calls for a change to be made as soon as pos sible. Its worth noting that his target audience is the audience he best appeals too. He relates to black people because they can put themselves in his shoes. When he references oppression and segregation they are the ones who truly understand the harsh realities of being black in America. From this he can guarantee himself an audience of black people. King was also very spiritual in his speech. He was a pastor for Dexter Avenue King Memorial Baptist Church from 1954 to 1960 and this showed in his speech. King says the crooked places will be made straight, and the glory of the Lord shall be revealed, and all flesh shall see it together. This gives king the chance to target a more religious audience. People who are religious dont judge based upon color and are more likely to accept Kings message. King finds a way to talk about all of the pain and sorrows, but still lead the audience to believe there is hope and freedom is near. Through god King can get his message of equality to nearly every American. This is why his rhetoric was so effective. He shows that even through harsh struggles the glory of god will always prevail. He says With this faith we will be able to work together, to pray together, to struggle together, to go to jail together, to stand up for freedom together, knowing that we will be free one day. King is willing to make sacrifices for his cause and he wants everyone to come together. He shows complete dedication to his cause and leads by example. This makes the audience more likely to believe Dr. King and his ideas. He is most interested in appealing to this type of audience because they are the ones who are going to stand up to racial injustice they will be the ones who fight for equality. If King didnt rally around these people they wouldnt have the courage or bravery to stand with the minority. With this speech Dr. King was able to influence millions of Americans through the power of his rhetoric. On that day in 1963 Kings speech would go down in history as one of the most important moments of the civil rights movement. Kings speech had such an impact that it is still making changes to this day. People find their voice through Kings speech to speak out against equality. King along with the touching words in his speech will never be forgotten because of the impact that they had on America and its peoples.

Research Papers about Jesus - Late Antiquity and the Early Middle Ages

How did the church’s way of presenting the good news about Jesus to a wide audience change and not change between Late Antiquity and the Early Middle Ages? Proposed Answer: The time beginning in the 2nd and 8th centuries, A.D., is historically tagged as the Late Antiquity.   Early Middle Ages were between the 5th and 10th centuries.   These were also known as the Dark Ages.   It was a time during which in Europe, specifically the Roman Empire, was faltering.   There were peculiar happenings dealing with Roman Emperor Constantine.   He was having dreams of placing crosses on war shields; he was in constant fear of losing his status; Rome, â€Å"The Ruler† of Europe for so many decades was now losing it’s footing in power struggles with outside entities. Rome was also becoming the center of the Catholic religion’s domain; that power was attached to every single life event that took place and, as Christ bleeds upon the crucifixion cross, this influence bled out to every part of Roman government in existence up until the Middle Ages.   Therefore, Constantine deeply down realized he was but little matter; the prophets and disciples, the Kings of the Old and New Testaments were the true icons of ruling forces. Thus, this writer contends that earlier religious teachings were of mediocre and standard quality and delivery; it was tentative; perhaps there is One God; perhaps there are many gods.   It was still, basically, unclear in the minds of men. In later times, Rome was faltering, the emperor was waning in popularity, and God was a great back up plan for those who wanted desperately to remain in power. As Americans, we understand the concept of the division of Church and State.   In the third century, this was an unknown.   There would never come the question of running the empire without the church foundational policies involved in every decision made by those in charge.   Thus, teaching Jesus Christ’s story,   His life and His crucifixion’s significance to mankind, as well as the implemented laws of State as a result were carved in stone; literally. Roman leaders, chieftains, emperors, they were true atheists.   After crucifying Jesus, they went on to crucify acknowledged Christians.   Roman rule depended upon NOT believing in God’s son being the â€Å"true† Messiah.   Their gods were named, categorized, and filed under certain very precise and detailed stipulation This voracious stubborn belief and their investment into it wavered; Christians were crying out for equality and acknowledgement, and they were quickly gaining notoriety, if only in their numbers.   Thus, the letting go, slowly but completely of Roman gods was, in fact, the virtual undoing of Roman rule. In 311, Emperor Galerius implemented the first of many to come edicts, tolerating Christian life in the Roman Empire, their teachings, and their practices, and this is when these teachings, now actually legal, turned from simple Bible doctrines and hearsay conversations written down in the Holy Bible to actual law; they were now free to inundate the world with doctrinal influence. There was a sort of â€Å"reverse intolerance† now in the hands of Christians; their profound and inexorable belief was this:   There is only one path, and one path only to the Godly life; through his Son, Jesus Christ.   No exceptions; half measures would avail nothing, according to the Holy Bible, the disciples, apostles, prophets, and followers.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Church leaders were becoming more prominent.   What loftier church leader than the head of the Roman Catholic Church?   And thus, the bleeding began, the fluid, fast-moving interface, from Jesus to justice.   And once it took hold in a legal way in Rome, the greatest empire in the world thus far, it only gained strength as time marched on.   This came in the form of, the Milan Edict.   The meat of this is as follows: ..it has pleased us to remove all conditions whatsoever, which were in the prescripts formerly given to you officially, concerning the Christians and now any one of these who wishes to observe Christian religion may do so freely and openly, without molestation. ..that you may know that we have given to those Christians free and unrestricted opportunity of religious worship. ..we have also conceded to other religions the right of open and free observance of their worship for the sake of the peace of our times, that each one may have the free opportunity to worship as he pleases ; this regulation is made we that we may not seem to detract from any dignity or any religion. In 316, â€Å"religious persecution† became the good cause of the 3rd century, creating an exact opposite transition intended, it seems, from touting the unconditional compassion of Jesus Christ, Son of God, to wielding a cross-decorated-pennon attached to a saber and sinking it into the chest of the pagan, just because he is a nonbeliever. Christianity at first was a new concept of thought, perhaps, the first existential thinking in the world as we know it.   The barbarically ridiculous outcome of this came in the form of further edicts and mandates; now, this being c. 325, any critical thinking and religious choice at all were forbidden in the new Christian Empire. So doctrines, teachings, laws, and educational mandates were precisely aligned with this new empire’s beliefs.   There was no other way of thinking, behaving, acting, living; it was predestined and you were to follow the order, or else. This included the theory, which necessitated a formal conference in the city of   Nicea, including a gathering of 318 prominent religious leaders attendance. The council issued a major creedal statement that affirmed that the Father, the Son and the Holy Spirit were consubstantial.   This meant that the Holy Trinity (God being One but composed of The Father, The Son, and The Holy Ghost/Spirit) was a tri-composed entity; separate but in union.   This theory was argued over centuries in time.   It still is. This meant that speech, writing, and assembly rights regarding religious issues were under a microscope of some bureaucrat, priest, or both. Other religions were not respected or tolerated and when the tactics of co-opting pagan rituals didnt work, violence and destruction replaced trickery. Over the coming centuries, pagans were ruthlessly attacked and oppressed by the alliance of government and religion, with their beliefs being progressively outlawed and their temples continually demolished, confiscated, and plunder This could not help but be reflected in the educational forums, and strict Old Testament and new Testament preachings ruled classrooms and formal gatherings, whether they be political or not. In 331, churches became the legal beneficiaries of those who died without an heir. This meant citizens gave theirr estate to the church, with or without permission.   Within any educational system, can you imagine the degree in which religious theory was taught and carried out? Exodus 34:11-15:   â€Å"Observe†¦I drive out before thee the Amorite†¦Canaanite†¦Hittite†¦Perizzite†¦Hivite†¦Jebusite.   Take heed to thyself, lest thou make a covenant with the inhabitants of the land whither though goest†¦But ye shall destroy their alters, break their images, and cut down their groves; For though shalt worship no other god; for the Lord, whose name is Jealous, is a jealous God.† Summarizing, this writer can only research and take in just so much historical literature and archives of information, both from internet files and hard copy books.   There must be an innate sense of justice and injustice where religious doctrines are concerned.   There were, it appears, more strict religious requirements of the people living in the Roman Empire as time went on. Whether the Emperor, Constantine, who was, journaletically weak, ineffectual, and acting in a fear-based manner, did succumb to popular demand, without a devout belief in Christianity as texted in the Holy Bible, or not, how could he truly rule effectively? Perhaps the answer of how the teachings of Christianity differed from the span of times stipulated here, Late Antiquity, through to Early Middle Ages could be synopsized as such . . . Any dictatorship political organization will always be questioned as being part of the machinations of unbalanced rule.  Ã‚   The appeal from Jesus Christ, who lived on our earth from the year 1 A.D. through to 33 A.D., dying on the cross by Roman soldiers who were either willing or unwilling.   We do not have personal interview documentation. As time, to repeat, marches on, these theories that are unusual, antiestablishment, unique are considered, and reconsidered.   With time, they become more potent in theoretical meaning.   An â€Å"outbreak† of â€Å"let’s try something new† comes upon the few followers.   Their foundation is a text (the Holy Bible) and true believers (disciples, prophets, followers).   The spread of word is their newly chosen vocation.   They are innocently providing others with the â€Å"true way of life† which in this case, is a new life through Jesus Christ our Lord To teach this is admirable; to insist on this is tyrannical.   It is this writer’s desire that we, as human beings, choose to live, and let live, in the truest sense of the word.

Language of Graphs and Charts for ESL Learners

The language of graphs and charts refer to the words and phrases used when describing results depicted within these formats. This language is especially useful when making presentations  because charts and graphs measure various statistics and are helpful when presenting large amounts of information that need to be understood quickly, including facts and figures, statistical information, profit and loss, polling information, etc. The Vocabulary of Graphs and Charts There are a number of different types of graphs and charts including: Line Charts and GraphsBar Charts and GraphsPie ChartsExploded Pie Charts Line charts and bar charts have a vertical axis and a horizontal axis. Each axis is labeled to indicate what type of information it contains. Typical information included on vertical and horizontal axis include: age - how oldweight - how heavyheight - how talldate - which day, month, year, etc.time - how much time is requiredlength - how longwidth - how widedegrees - how hot or coldpercentage - a portion of 100%number - numberduration - the length of time required There are a number of specific words and phrases used to describe and discuss graphs and charts. This vocabulary is especially important when presenting to groups of people. Much of the language of graphs and charts relates to movement. In other words, the language of graphs and charts often speaks of small or large movement or differences between various data points. Refer to this language of graphs and charts to help improve your ability to speak about graphs and charts. The following list the verb and noun used to speak about positive and negative movements, as well as predictions. Example sentences are found after each section. Positive to climb - a climbto ascend - an ascentto rise - a riseto improve - an improvementto recover - a recoverto increase - an increase Sales have climbed over the past two quarters.Weve experienced a rise in consumer demand.Consumer confidence recovered in the second quarter.There has been an increase of 23% since June.Have you seen any improvement in customer satisfaction? Negative to fall - a fallto decline - a declineto plunge - a plungeto decrease - a decreaseto worsen - a slipto deteriorate - a dip Research and development spending has fallen by 30% since January.Unfortunately, weve seen a decline over the past three months.As you can see, sales have plunged in the northwest region.Government spending has decreased by 10% over the past two years.Theres been a slip in profits this past quarter.Comedy book sales have deteriorated for three quarters. Predicting Future Movement to project - a projectionto forecast - a forecastto predict - a prediction We project improved sales in the coming months.As you can see from the chart, we forecast increased research and development spending next year.We predict improving sales through June. This list provides adjectives and adverbs used to describe how quickly, slowly, extremely, etc. something moves. Each adjective/adverb pair includes a definition and an example sentence. slight - slightly insignificant Theres been a slight decline in sales.Sales have declined slightly over the past two months. sharp - sharply quick, large movement Investment rose sharply during the first quarter.We made a sharp increase in investment. abrupt - abruptly sudden change Sales dropped abruptly in March.There was an abrupt drop in sales in March. rapid - rapidly quick, very fast We expanded rapidly throughout Canada.The company made a rapid expansion throughout Canada. sudden - suddenly without warning Unfortunately, consumer interest suddenly decreased.There was a sudden decrease in consumer interest in January. dramatic - dramatically extreme, very big Weve dramatically improved customer satisfaction over the past six months.As you can see from the chart, the dramatic growth has come after we invested in a new product line. calm - calmly evenly, without much change The markets have reacted calmly to recent developments.As you can see from the graph, consumers have been calm over the past few months. flat without change Profit has been flat over the past two years. steady - steadily no change There has been a steady improvement over the past three months.Sales have improved steadily since March.

Considerations On Passive Portfolio Management Finance Essay - Free Essay Example

Sample details Pages: 5 Words: 1523 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? In the last decades, portfolio management became a very important activity on the financial markets. In this way today we could speak about a truly financial industry in US and in Europe, too. Starting with Markowitz [1952][1], modern portfolio theory was developed in order to propose standards for returns, associated risks and for evaluating the quality of the portfolio management. On the financial markets, these activities could be build up in a passive or in an active manner. Passive portfolio approach is recommended especially in the case of efficient capital markets. As long as there are no agents that can acquire systematic abnormal earnings, it is not useful to try to beat the market. The best solution will be to form a portfolio, which will replicate market index. In this way, portfolio return will equal exactly the market return. On the other hand, active portfolio management supposes that not every agent is rational. There are noisy traders (naÃÆ'ƒÂ ¯ve agents), too. In this case, the purpose of active management is to find and to invest in undervalued or overvalued assets and, applying this strategy of investments, the rational agents will reach abnormal earnings buying undervalued assets and selling overvalued assets. Don’t waste time! Our writers will create an original "Considerations On Passive Portfolio Management Finance Essay" essay for you Create order Based on these assumptions, the main question in choosing a right style on portfolio management is if the financial market is efficient. If markets are efficient, it seems to be reasonable to replicate the market index. Thus, every agent will obtain a normal return, equal to the market one. If the investors would follow to gain higher than market return, that it could be possible, according to Fama [1998], only by luck[2]. Practically, the intrinsic logic of passive management is explained by CAPM[3]. Investors will require a higher return only if they will accept a higher risk for their investments. No agents will be able to make judgements in a more suitable way than the other investors will, so no one could achieve abnormal systematic earnings. Certainly, it is possible to reach abnormal earnings, but these ones will have no systematic status. On the other hand, active portfolio could be entirely explained by arbitrage model, based exactly on arbitrage principle[4]. If markets are not efficient, a reasonable hypothesis seems to be that every agent could obtain systematic abnormal earnings. However, this assumption is not true every time. For example, DragotÃÆ'„Æ’ and MitricÃÆ'„Æ’ [2004][5]had proven, for Romanian capital markets, even some tests could validate the market is not efficient, the lack in liquidity offers no possibility to obtain abnormal earnings. More, DragotÃÆ'„Æ’, DragotÃÆ'„Æ’ and Stoian [2004][6]had reveal it is possible that no agent to obtain abnormal earnings, but assets values to be different than the market prices. For these reasons, it could be accepted that, even for inefficient markets, passive portfolio management to be an appropriate solution. Thus, the portfolio manager could justify his own performance based on the market one, which it seems to be a reasonable benchmark. So, it is possible that a 25% portfolio return not to fulfil the investors r equest if the inefficient market give an opportunity for the exact level, but it is sure that a (-25%) portfolio return will not be acceptable for the investors request if the market gain was around (-5%). 2. How to achieve a passive portfolio structure? Portfolio Management construction is based on top-down approach. According to this approach, first, funds are invested on different markets (e.g. capital market, monetary market, real estate market etc.), and then the money allocation for every market will be made relying on portfolio objectives. Second, the money allocated on every market is invested in the most appropriate components (e.g. for capital market the money allocation could be stocks and bonds). Finally, these funds are invested in particular assets, based on some partial objectives (see Figure no.1). Only at this moment the exact assets will be chosen, depending on their performances. ASSET TYPE 1 ASSET TYPE 2 SUB-CATEG. 1.1 SUB-CATEG. 1.2 SUB-CATEG. 1.I SUB-CATEG 2.1 ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ .ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ SUB-CATEG. 1.J ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ ASSET 1.1.1 ASSET 1.1.2 ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ ASSET 1.1.S Figure no.1: Top-down approach in portfolio management Source: DragotÃÆ'„Æ’ DragotÃÆ'„Æ’ [2004][7] To build a passive portfolio, the manager should try to replicate the whole market structure, so to establish what percents should be invested on capital markets, in banks deposits, in insurance policies, etc. After that, for example, capital markets investments could be organised in: (1) stocks markets, (2) bonds markets, and (3) other instruments markets. Next step is to structure stocks markets in: (1.1) listed shares, and (1.2) unlisted shares (see Figure no.2). STOCKS MARKETS BONDS MARKETS OTHER INSTRUMENTS MARKETS ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ .ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ LISTED SHARES UNLISTED SHARES FINANCIAL MARKETS CAPITAL MARKETS ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ Figure no.2: Passive portfolio management In this case, market structure should be known for each component. Financial markets structure could be based on official statistics. For instance, for European Countries based on German financial system, deposits on banks, and, for US, capital markets, could be the most important part. For suitable organising the listed stocks market, the structure of the official Stock Exchange Index for that country could be used as portfolio composition. For example, in Romania, Bucharest Stock Exchange is listing four official indices, named as BET, ROTX, BET-FI and BET-C. For a correct choosing of one or another index for portfolio manager is important to define the proposed liquidity target. Thus, for a portfolio with daily trading, a credible choice would be BET index or ROTX, which contains the most 10, respectively 6, liquid stocks on capital market. If the manager will propose an infrequently trading with portfolio assets, probably the proper index will be BET-C, which contain every stocks listed on BVB. 3. Some questionable solutions Even if passive portfolio management follows a very logical approach some questions still remains open. These questions are related to the extension of the financial markets and to the markets efficiency. Regarding to the financial markets as a whole, it must be pay attention to every opportunity that investors have. Sometimes, it could be interesting to invest, for example, in some physical assets like gold or jewels. If the portfolio has big dimensions, could be considered some direct investments (companies acquiring). One very interesting opportunity is given by real estate market. One real estate property could be considered as an investments, but, also, as a good (for personal use). On the other side, some companies have restrictions related to the ability to invest in specific sectors. A very appropriate example could be the Romanian insurance companies, which has legal restrictions relating to the classes and to the percentage allowed for every class for investing their technical reserves: maximum 60% in municipal bonds, 40% in real estate assets, 50% in listed stocks etc. Because each type of investments could be taking into account for portfolio construction, the market structure should be different from one portfolio to another. Subsequently, we cant discuss about a general market index, because the market is understand in a different manner, as a concept, from an investor to another. Related to market efficiency, the main problem in developing a portfolio structure is that markets are not entirely efficient. There are some markets with a higher level of efficiency (see the listed shares markets), and markets with a lower grade of efficiency (see the real estate markets). In these circumstances, the quantity of available information will affect investors decision. On some markets, investments could follow a clear rule (e.g., a portfolio of listed shares will follow the Stock Exchange Index structure) but this is not the case for other markets (see real estate market). 4. Conclusions Concluding, depending on the market where the passive portfolio management is applied, we will probably have different manner to do this, and the results will be different, too. The most important variables could be the market liquidity, the degree of its efficiency and every investors awareness concerning the financial markets concept. The degree of liquidity will affect the proportion established for every assets class and the quickness associated to every trading, the form of market efficiency (weak, semi-strong or strong) or, by the contrary, its inefficiency will give the degree of importance for passive or active portfolio management. To be more specific, the least aspect could determine the investor to choose a mixed approach, for example to maintain, generally, a passive type of management, but with active accents, because it is difficult to identify a market 100% efficient or inefficient. If the investor had chosen a passive portfolio management, he must find the most appropriate index to replicate its structure. As we mentioned for Romanian case, only for capital market we have four official indices and some other (unmentioned) unofficial ones. At this moment, we can conclude by referring to the third important aspect to take into account, the degree of extension when we talk about financial market concept. Sometimes, based on easiness argument or because the investors are not very well informed, the whole concept of financial markets are reduced to the capital markets one. We sustain the opinion to consider every component of the financial markets first, and finally, based on a rational selection, to build the most appropriate structure for the financial assets portfolio.

A Study On Friday Nights Essay - 1629 Words

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How Do We Come To Aid Others Free Essays

Asian You 801 We will be happy to help others. We will help others help us too. Help others can enhance our own happiness. We will write a custom essay sample on How Do We Come To Aid Others or any similar topic only for you Order Now Helping others is a blessing. If you want to help people,you can read â€Å"Angels In the Snow† and â€Å"Mammalian. † The two articles are both about kids helped others and can inspiring you to help others. Can you help people? Holly SST. Lifer’s â€Å"Angels In the Snow† tells about a group of Dragon Slayers rescues the victims. The Dragon Slayers have Erin Martinet,Pete Brown,Lydia Hess,and more. They live and work in Anis,Alaska. They respond to about 400 calls a year. Pete Brown trained brainchild for emergency medical training. And Brown’s daughter, March,is medic rescue swimmer in the Navy. Emily Ann?s article tells about a girl named Mammalian. Mammalian was severely bullied her peers in her need to transfer school. She gradually gained confidence in her new school. She learned to love and the need for a community to help them gain a sense of selectors. Mammalian used a computer and her social media technology â€Å"Hesitate† to help others achieve selflessness. She helped many people to overcome the bullying and exclusion. The stories inspired me by me should try our best to help people in needs. We can help them. In the article â€Å"Angels In the Snow† , â€Å"Martinet found the boy huddled behind the bathroom door and rushed him out to safety. † And in the Emily Ann.’s article, â€Å"Though her work she has been able to connect and empower millions of young people globally to help them realize he power of selfless and acceptance as a means to overcome bullying and exclusion. Martinet is a Dragon Slayer who helped a boy, and Mammalian is a students helped some peer. Think we should act like them to help people who need to help. In the article â€Å"Mammalian†, â€Å"so she took advantage of the resources available to her : a computer, internet connection, and social media, know, to build an online community for youth. How to cite How Do We Come To Aid Others, Papers

How Do We Come To Aid Others Free Essays

Asian You 801 We will be happy to help others. We will help others help us too. Help others can enhance our own happiness. We will write a custom essay sample on How Do We Come To Aid Others or any similar topic only for you Order Now Helping others is a blessing. If you want to help people,you can read â€Å"Angels In the Snow† and â€Å"Mammalian. † The two articles are both about kids helped others and can inspiring you to help others. Can you help people? Holly SST. Lifer’s â€Å"Angels In the Snow† tells about a group of Dragon Slayers rescues the victims. The Dragon Slayers have Erin Martinet,Pete Brown,Lydia Hess,and more. They live and work in Anis,Alaska. They respond to about 400 calls a year. Pete Brown trained brainchild for emergency medical training. And Brown’s daughter, March,is medic rescue swimmer in the Navy. Emily Ann?s article tells about a girl named Mammalian. Mammalian was severely bullied her peers in her need to transfer school. She gradually gained confidence in her new school. She learned to love and the need for a community to help them gain a sense of selectors. Mammalian used a computer and her social media technology â€Å"Hesitate† to help others achieve selflessness. She helped many people to overcome the bullying and exclusion. The stories inspired me by me should try our best to help people in needs. We can help them. In the article â€Å"Angels In the Snow† , â€Å"Martinet found the boy huddled behind the bathroom door and rushed him out to safety. † And in the Emily Ann.’s article, â€Å"Though her work she has been able to connect and empower millions of young people globally to help them realize he power of selfless and acceptance as a means to overcome bullying and exclusion. Martinet is a Dragon Slayer who helped a boy, and Mammalian is a students helped some peer. Think we should act like them to help people who need to help. In the article â€Å"Mammalian†, â€Å"so she took advantage of the resources available to her : a computer, internet connection, and social media, know, to build an online community for youth. How to cite How Do We Come To Aid Others, Papers

Heart of Darkness - by Joseph Conrad free essay sample

A look at two different viewpoints of Conrads novel, The Heart of Darkness. In Heart of Darkness by Joseph Conrad, there is an impression that Conrad is trying to convey. To some this may not appear to be as evident because his meaning is deeper than what is on the surface. Many critics of the novel note that the techniques that Conrad uses cause him to obscure his true intentions. Some of those who analyze his writing feel that the way he describes the Africans and the ways the Europeans treated them are explicitly racist. Conrad was ultimately trying to present us to the nature of the comparisons by which the whites act towards the blacks and not to demean the Africans. He puts his focus on the white mans attack of colonialism on the Africans residing along the Congo. The use of many actual events makes this more of a story of enormity rather than entertaining. We will write a custom essay sample on Heart of Darkness by Joseph Conrad or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page

Substance Abusing Offenders an Example of the Topic Government and Law Essays by

Substance Abusing Offenders by Expert Prof Akunga | 28 Dec 2016 Introduction Need essay sample on "Substance Abusing Offenders" topic? We will write a custom essay sample specifically for you Proceed Drug abuse or substance abuse is an ever-present problem on the minds of Americans. Although the American government has done a lot in terms of programs to alleviate this persistent problem in society, still, this particular social illness remains. It is observed that those who use drugs are more prone to commit criminal offences than those who are not users (Anglin & Speckart, 1984, Cited in The Report of the National Task Force on Correctional Substance Abuse Strategies). What are some of the approaches being used by the American government to deal with this problem? What means are more effective and are indeed bearing fruit? Treatments There are many varied means being applied to treat substance-abusing offenders. Incarceration alone has been proven to be not enough in dealing with drug-using criminals. There is of course immediate and decisive meting out of discipline when offenders are put to jail and temporary prevention of further crimes are averted; but the fact of the matter is prison or jail terms end. Once drug-using offenders are released from prison, the likelihood is that they will again return or resume their criminal careers. The so-called revolving door of justice revolves from criminal act, arrest, conviction, incarceration or community supervision, release, and return to crime (Anglin & Speckart, 1984, Cited in The Report of the National Task Force on Correctional Substance Abuse Strategies). This has become the cycle. There has to be an effective program that would break this vicious cycle and help the offenders to overcome their addiction and thus prevent them from committing the same or more serious crimes. When this is effectively done, American society will be more safe and secure. Substance abuse interventions in corrections Usually, felons in correctional agencies are adults. These are people whose criminal backgrounds started way back into their early years inside their homes. They began using illegal drugs at early ages. These, usually, have no education, no acquired skills, no successful work experience, were not raised or familiar with stable home conditions; if anything, theyre raised in families that support and encourage criminal values, attitudes, and behavior, etc. With these kinds of people to deal with, the task is not rehabilitation but more of habilitation (Anglin basics of life necessary for them to function properly within a society without becoming a threat to the populace. Fortunately, most of our correctionals have a comprehensive program which includes holistic approach that is effective in treating drug-using offenders. The program includes: 1. Clear mission statement and criteria for appropriate participants, as well as assessment strategy. 2. Moral support and understanding of the agencys administrators and their staff. 3. Well-trained staff who constantly keep an update and has an on-going education with regards to their therapeutic work. 4. Maintain consistent intervention strategies which are provided through linkages with other correctionals as offenders move through the system. i.e. theyre being followed up. 5. Continuous evaluation (Anglin & Speckart, 1984, Cited in The Report of the National Task Force on Correctional Substance Abuse Strategies). Case Management Program One of the most important innovations of the past decades is the program called case management program (http://psychservices.psychiatryonline.org). It deals with mental health and community care. The program was so designed as to deal specifically with persons having substance use disorders. Because persons with this problem are suffering from the multifaceted and chronic nature of this disorder, case management is a program of treatment that is comprehensive and continuous in its approach. Its strategy is client-centered and aims to treat every inpidual differently according to the inpiduals unique needs. Since it is believed that persons with substance use disorders suffer from multiple needs, the care administered has to be continuous and coordinated. Although case management approach is modeled after mental treatment examples, it is nevertheless distinct in that is was developed separately and is aimed particularly on substance abuse. Hence, there is a strong distinction between them. Experts have shown that case management approach is effective in that it could reduce the wear and tear that usually is the result of drug addiction. It helps to improve both the psychosocial and drug and alcohol outcomes among persons with substance use disorders Reference: Anglin, D., & Speckart, A. (1984). Narcotics use and crime: A confirmatory analysis. Unpublished report. University of California at Los Angeles, Department of Psychology, cited in Intervening with substance-abusing offenders: a framework for action. National Institute if Corrections. The Report of the National Task Force on Correctional Substance Abuse Strategies http://psychservices.psychiatryonline.org Holloway F, Carson J: Case management: an update. International Journal of Social Psychiatry 47(3):2131, 2001. Cited in Case Management : American Psychiatric Publishing, Inc. www.psych.org

Team player Essays

Team player Essays Team player Essay Team player Essay A team player is a person willing to work, collaborate, and support his peers. First a team player is a hard worker. He will push himself beyond his own limits and demonstrate that a Job is never too hard when we all work together. For example, someone lazy on a team like a coach or a bad player could cause a loss rather than a win by not performing to his fullest potential or not working hard enough to support his peers. Therefore, a team player is always looking to perform at the very best of his skills to help his team be successful. Next a team player cooperates with his team ND works along with it to help his peers complete the task if they need help. For example in a restaurant kitchen everyone needs to be a team player and has to work with the others and help each other if they need a hand to finish an order, in the grill station sometimes there are too many orders for one cook to handle then all so other cooks or the chef step in the station to help the cook pull out the orders . A team player also respects others points of view and opinions which help him grow and helps the others. Finally, a team player Is energetic, and brings encouragement ND support to his team he cheers them up, and is always willing to give a hand to a teammate for example in a baseball team, players train together,pet talk each other, communicate each other to strengthen their relationship as a team . A team player brings security and happiness to the team when hes around and his peers look at him as a figure or an Idol. For example players In a team look up to be the best,respected and admire by his peers. In conclusion, a team player Is willing to support, collaborate and be completely Involved with each member on his team.

Replacement for and replacement of

Replacement for and replacement of Replacement for and replacement of Replacement for and replacement of By Maeve Maddox Prepositions and particles are tricky in any language. Its not an easy matter to explain why some words are followed by to while others are followed by in or for. The native speaker just knows. Recently, Ive noticed the use of to with the word replacement where Id expect for or of. Homeopathy as replacement to antibiotics†¦ Offers a cost effective replacement to broken parcel shelf string†¦ i have lost 12v ac 2.4 power adapter when moving home and am looking for a replacement to said item†¦ The two most frequent meanings of replacement are a person who or thing which replaces another; a substitute. The action or an act of replacing something When replacement is used in the first sense, its synonymous with substitute. For that reason, for is the obvious choice: I need a replacement for my windshield wiper. We need a replacement for Mr. Jones the math teacher. It seems to me that in all three of the examples given above, for is the obvious choice: Homeopathy as a replacement (substitute) for antibiotics†¦ cost effective replacement (substitute) for broken parcel shelf string†¦ looking for a replacement (substitute) for said item. Used in the second sense, replacement is followed by of. Requests for the issuance or replacement of military service medals†¦ Operations involve either metal pinning with screws and/or plates or replacement of the hip joint with artificial parts†¦ Thats not to say that to must never follow the word replacement. The word is often followed by an infinitive: Sansoms replacement to be decided today†¦ SMPT gateway replacement to make mail testing easier Sometimes replacement is followed by a prepositional phrase beginning with to: Procedure now calls for the mayor to nominate a replacement to the board†¦ Budget woes delay shuttle replacement to 2015 However, in these examples, the to phrases do not qualify replacement; they modify the verbs: the shuttle replacement is being delayed to 2015; the mayors choice will be nominated to the board. Whats the consensus? Is replacement to instead of replacement for a regional thing, or an aberration? Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:Possessive of Proper Names Ending in S50 Idioms About Arms, Hands, and FingersPersonification vs. Anthropomorphism

Classroom of Future Research Paper Example | Topics and Well Written Essays - 1000 words

Classroom of Future - Research Paper Example (Shahril, 2011) The classroom is an important environment that transforms many students’ different fields of proffessionalism.Recent research has proved that there is a relationship between their performance and the classroom facilities. Normally, the classroom facilities affect students’ attendance and academic performance. Therefore, taking care of classroom facilities improve the level of student performance in the classroom. Additionally, the classroom often reflects the correlation between the students and their teachers. (Schneider, 2002) According Shahril (2011), he stated that it is important to understand not only what is coming next but also where classrooms started. Throughout history, classrooms have undergone much of technological changes. The purpose of this paper therefore is to describe those changes and then visualize the future changes of the classroom. The classroom has changed a lot since the past. There are three main periods from the early days that helped build the education system that we currently have. The first colonial period was between the 1600’s to 1700’s. The second period was from the American Revolution to the Civil War which was approximately a 70 year period from 1791-1861. (Anderson, 1962).The Information age came next from mid 1900s to the early 2000s. (Lackney &Tanner, 2006) In the colonial period the classroom were very small and only consisted of a single roomed building most likely with log walls, a dirt floor and wax windows. For chairs they would split a log in half and attach branches to the bottom to create a chair. Educational equipment was very scarce and expensive, most of them were homemade consisting of quill pens and boil down bark to make ink. (Anderson, 1962) Between the American Revolution and the civil war, the classroom transformed and became better since classrooms had blackboards, slates and maps. The furniture and architecture also improved greatly. During

Ad Analysis Essay Example | Topics and Well Written Essays - 1500 words

Ad Analysis - Essay Example that I have selected is an ad depicting the poster for a new fragrance in the market that is called ‘Fantasy Twist’ launched by the famous artist Britney Spears. The unique thing about this fragrance is that it states it is 2 fragrances in 1 meaning that the perfume offers two different scents in the same bottle. The ad also shows two images of Britney Spears – in order to create two different perceptions or uses of the perfume, making it appealing to a larger number of people. By this I mean that the ad shows Britney in two different forms – the photo on top is in silver indicating the use of the perfume by day and the photo at the bottom shows her in black, indicating the use of the perfume at night. At first glance, the perfume looks very interesting because it offers something new and not many perfumes have two fragrances in them. This advertisement displays the aspect of womanhood at its best, with a unique fragrance that at its first glance appeals to the minds of the public however looks ordinary after carefully examining and understanding the use of the product. It must however be understood that since the model in the ad is Britney Spears, an artist who emphasizes the notion of feminism, the fragrance and the ad will only appeal to women and not men, for the purpose of purchase. Nonetheless, her photo looks very seductive so as to attract male attention to view the ad, which is the general perception upon looking at the photo from a man’s point of view. I have selected this advertisement because it is about a product that most people use – perfumes. Moreover, products that are endorsed by celebrities or launched as a part of their fashion lines tend to sell more in the industry just because of the brand value. Even if the product may not be good, the public tends to buy it anyway because of the goodwill attached to the celebrity that appeals to the minds of the consumers. Thus, as opposed to an ordinary perfume produced by a company, I

Women In The Geisha Society Cultural Studies Essay

Women In The Geisha Society Cultural Studies Essay When we speak about Japan we imagine a high developmet country with morden tehnology, cars, telephones so on. But the biggest industry in Japan is not shipbuilding, producing cultured pearls, or manufacturing transistor radios or cameras. It is entertainment And geisha is an important aspect of Japanese culture, and their elegant performances keep attracting many people from around the world.geisha is an important aspect of Japanese culture, and their elegant performances keep attracting many people from around the world. What do we know about geisha? In early seventeenth-century Japan (long before the word geisha was ever used), the predecessor of the geisha was a combination of actress and prostitute and worked on the stages set in the dry riverbed of the River Kamo in Kyoto. The line between actress and prostitute was blurry, as the women would perform erotic dances and skits for their audiences. This new type of performance was dubbed kabuku, meaning to be wild and outrageous. The dances were called kabuki, and this was the beginning of kabuki theater. Traditional Japanese views of sex were very relaxed. It was a society that embraced sexual delights and where men were not constrained to be faithful to their wives. In fact it was socially acceptable to be in love with ones wife, but only when she was considered a professional woman. For sexual enjoyment and romantic attachment, men did not go to their wives, but to courtesans. In order to maintain this profession, the Japanese government created pleasure quarters where the courtesans could reside and work and men could go to relax and enjoy the entertainment. These pleasure quarters quickly became glamorous entertainment centers that offered far more than just sex. The highly accomplished courtesans of these districts entertained their clients by dancing, singing, and playing music. Some were even renowned poets and calligraphers. Gradually, they all became specialized and the new profession, purely of entertainment, arose. It was near the turn of the eighteenth century that the first entertainers of the pleasure quarters, called geisha, appeared. The very first geishas were men, entertaining customers waiting to see the most popular and gifted courtesans. Around 1760, women began to join men in the art of the geisha and very quickly outnumbered the men. The first woman to use the term geisha was an Edo prostitute named Kikuya and became a full-time entertainer. Soon, many women, whether they sold sex or not, began using the term geisha. The word geisha itself means  «person of the art » There are two basic types of geisha. One is called tachicata who mainly do traditional Japanese dance (mai). The other is called jikata who mainly sing or play instruments. Tachikata are usually maiko (young geisha) and jikata are older geisha women. The geisha districts are called hanamachi and some hanamachi were developed near temples and shrines where many ochay are located. Ochaya are small Japanese-style houses with wooden doors, tatami floors, Japanese-style gardens, and so on. They are different from those tea houses that merely serve tea. Its a sort of banquet house which rents rooms for dinner parties, and geisha entertain customers in ochaya rooms. Within the complex world of geisha, there is a strict ranking system. At the very top of the rank are the grand dowagers of the Gion district of Kyoto. These women consider themselves far above even the lower-ranking geisha of the same city. In Kyoto there are, in total, five geisha districts, also known as hanamachi or flower towns. The geisha of these districts are visited by powerful businessmen and politicians and are very expensive. At the opposite end of spectrum are the hot-spring geisha. These geisha work in the spa resorts and are viewed by most Japanese as no bette r than a common prostitute. Traditionally, Geisha began their training at a very young age. Some girls were bonded to geisha houses (okiya) as children. These girls were referred to as hangyoku and were as young as nine years old. This was not a common practice in reputable districts and disappeared in the 1950s with the outiawing of child labour. The students are called maiko. A maiko is essentially an apprentice and is therefore bonded under a contract to her okiya. The okiya supplies her with food, board, kimonos, obis, and other tools of her trade. Her training is very expensive and her debt must be repaid to the okiya with the earnings she makes. This repayment may continue after the maiko becomes a full-fledged geisha and only when her debts are settled is she permitted to move out to live and work independently. A maiko will start her formal training on the job as a minarai, which literally means learning by watching. Before she can do this she must find an onee-san older sister. They should sit and obse rve as the onee-san is at work. This is a way in which she will gain insights of the job, and seek out potential clients. From her, they would learn techniques such as conversation and gaming, which would not be taught to them in school. This stage lasts only about a month or so. After a short period of time the final of training begins. Maiko learn from their senior geisha mentor and follows them around to all their engagements. Since the onee-san teaches her maiko everything about working in the hanamachi, her teaching is vital. The onee-san will teach her proper ways of serving tea, playing shamisen, dancing, casual conversation and more. There are three major elements of a maikos training. The first is the formal arts training. This takes place in special geisha schools which are found in every hanamachi. The second element is the entertainment training which the maiko learns at various teahouses and parties by observing her onee-san. The third is the social skill of navigating the complex social web of the hanamachi. This is done on the streets. Formal greetings, gifts, and visits are key parts of any social structure in Japan and for a maiko, they are crucial for her to build the support network she needs to survive as a geisha.Around the age of 20-22, the maiko is promoted to a full-fledged geisha in a ceremony called erikae . This could happen after two to five years of her life as a maiko or hangyoku, depending on at what age she debuted. She now charges full price for her time. Geisha remain as such until they retire. Though geisha begin their study of music and dance when they are very young and continue it throughout their lives. They could be as old as sixty and still learning the art of their profession. The dance of the geisha has evolved from the dance performed on the kabuki stage. The wild and outrageous dances transformed into a more subtle, stylized, and controlled form of dance. It is extremely disciplined, similar to tai chi. Every dance uses gestures to tell a story and only a connoisseur can understand the subdued symbolism. For example, a tiny hand gesture represents reading love letter, holding the corner of a handkerchief in ones mouth represents coquetry and the long sleeves of the elaborate kimono are often used to symbolize dabbing tears. The dance sends a message of femininity but the small steps and the limited range of movement. The dances are accompanied by traditional Japanese music. The shamisen, originating in Okinawa, is a banjo-like three-stringed instrument that is pl ayed with a plectrum. It has very distinct, melancholy sound that is often accompanied by flute. It takes years to master and only a very experienced geisha can play with the precision and passion of a master. All geisha are required to learn to play a shamisen. Along with the shamisen and the flute, geisha also learned to play a ko-tsuzumi, a small, hourglass-shaped shoulder drum, and the taiko, a large floor drum. Some geisha would not only dance and play music, but would write beautiful, melancholy poems. Others painted pictures that gave glimpses into the mysterious lives of the geisha, and even others would compose music. The art of the geisha is her main entertainment and is most important in her training. A geishas appearence changes throughout her career, from girlish, heavily made-up maiko, to the moresombre appearence of an older established geisha. Today, the traditional makeup of the apprentice geisha is one of their most recognizable characteristics, though established geisha generally only wear full white face makeup characteristic of maiko during special performances. The traditional makeup of an apprentice geisha features a thik white base with lipstick and red and black accents around the eyes and eyebrows. Originally, the white base mask was made with lead, but after the discovery that it poisoned the skin and caused terrible skin and back problems for the older geisha towards the end of the Meiji Era, it was replaced with rice powder. The application of makeup is hard to perfect and is a time-consuming process. Makeup is applied before dressing to avoid dirtying the kimono. First, a wax or oil substance, called bintsuke-abura, is applied to the skin. Next, white powder is mixed with water into a paste and applied with a bamboo brush starting from the neck and working upwards. The white makeup covers the face, neck, and chest, with two or three unwhitened areas left on the nape, to accentuate this traditionally erotic area, and a line of bare skin around the hairline, which creates the illusion of a mask. After the foundation layer is applied, a sponge is patted all over the face, throat, chest, the nape and neck to remove excess moisture and to blend the foundation. Next the eyes and eyebrows are drawn in. Traditionally, charcoal was used, but today, modern cosmetics are used. The eyebrows and edges of the eyes are colored black with a thin charcoal; a maiko also applies red around her eyes. The lips are filled in using a small brush. The color comes in a small stick, which is melted in water. Crystallized sugar is then added to give the lips lustre. Rarely will a geisha color in both lips fully in the Western style, as white creates optical illusion s and colouring the lips fully would make them appear overly large. The lower lip is colored in partially and the upper lip left white for maiko in her first year, after which the upper lip is also colored. Newly full-fledged geisha will color in only the top lip fully. Most geisha wear the top lip colored in fully or stylized, and the bottom lip in a curved stripe that does not follow the shape of the lip.The geisha round the bottom lips to create the illusion of a flower bud. Miako who are in their last stage of training wil sometames colour their teeth black for a short period of time. This practice used to be common among married women in Japan and, earlier, at the imperial court, but survives only in some districts, or even families. While this sounds unsavoury to Western ears, it is again at least partly because of the optical illusion generated by white makeup: in contrast, teeth seem very yellow; colouring the teeth black means that they seem to disappear in the darkness of the open mouth. This illusion is of course more pronounced at a distance. For the first three years, a maiko wears this heavy makeup almost constantly. During her initiation, the maiko is helped with her makeup either by her onee-san, or older sister (an experienced geisha who is her mentor), or by the okaa-san, or mother of her geisha house. After this, she applies the makeup herself. After a maiko has been working for three years, she changes her make-up to a more subdued style. The reason for this is that she has now become mature, and the simpler style shows her own natural beauty. For formal occasions, the mature geisha will still apply white make-up. For geisha over thirty, the heavy white make-up is only worn during special dances which require her to wear make-up for her part. The hairstyles of geisha have varied through history. In the past, it has been common for women to wear their hair down in some periods, but up in others. During the 17th century, women began putting all their hair up again, and it is during this time that the traditional shimada hairstyle,f type of traditional chignon worn by most established geisha, developed. These hairstyles are decorated with elaborate hair-combs and hairpins. Geisha were trained to sleep with their necks on small supports (takamakura), instead of pillows, so they could keep their hairstyle perfect. To reinforce this habit, their mentors would pour rice around the base of the support. If the geishas head rolled off the support while she slept, rice would stick to the pomade in her hair. The geisha would thus have to repeat the tiresome process of having her hair elaborately styled. Without this happening, a geisha will have her hair styled every week or so. Many modern geisha use wigs in their professional lives, while maiko use their natural hair. However, either one must be regularly tended by highly skilled artisans. Traditional hairstyling is a slowly dying art. Over time, the hairstyle can cause balding on the top of the head. Geishas life changed during all the time. World War II brought many changes to the world of geishas. In 1944, everything in the geishas world was forced to shut down, including teahouses, bars, and houses. About a year later, they were allowed to reopen, after the women had been working laboriously in factories every day. The very few women who returned back to the geisha areas decided to reject western influence and revert back to traditional ways of entertainment and life. The image of the geisha was formed during Japans feudal past, and this is now the image they must keep in order to remain geisha World War II resulted with most of the laboring geisha not returning to their previous occupation. It was up to the few women who did return to change the thwarted view of geisha back its traditional ways. Because of the devastations of the war, people post-war wanted to bring nationalism back to the country through a reinvention of traditional values and the arts. Another major change after World War II was the absence of a young geishas mizuage, or selling her virginity to the highest bidder. This reform was also in the form of a feminist movement, because the girls wanted control over their bodies, especially sexually. There is no doubt that coerced sex and bidding on a new geishas virginity occurred in the period before WWIIà ¢Ã¢â€š ¬Ã‚ ¦After Japan lost the war, geisha dispersed and the profession was in shambles. When they regrouped during the Occupation and began to flourish in the 1960s during Japans postwar economic boom, the geisha world changed. In modern Japan, girls are not sold into indentured service, nor are they coerced into sexual relations. Nowadays, a geishas sex life is her private affair In her book, Geisha, a Life, Mineko Iwasaki said, I lived in the karyukai during the 1960s and 1970s, a time when Japan was undergoing the radical transformation from a post-feudal to a modern society. But I existed in a world apart, a special realm whose mi ssion and identity depended on preserving the time-honored traditions of the past. Women in the geisha society are some of the most successful businesswomen in Japan. In the geisha society, women run everything. Without the impeccable business skills of the female teahouse owners, the world of geisha would cease to exist. The teahouse owners are entrepreneurs, whose service to the geisha is highly necessary for the society to run smoothly. Men are also needed, but in contingent positions such as hair stylists, dressers, and sometimes accountants. In an interview with the Boston Phoenix, Mineko Iwasaki, reportedly the most successful geisha of all time, stated, The geisha system was founded, actually, to promote the independence and economic self-sufficiency of women. And that was its stated purpose, and it actually accomplished that quite admirably in Japanese society, where there were very few routes for women to achieve that sort of independence The majority of women were wives who didnt work outside of their familial duties. Becoming a geisha was a way for women to support themselves without submitting to becoming a wife. The geisha women live in a strictly matriarchal society. Women dominate. Women run the geisha houses, they are teachers, they run the teahouses, they recruit aspiring geisha, and they keep track of geishas finances. The only role that men play in the society is that they are the people being entertained. Sometimes men work as hair stylists or kimono dressers, but their jobs are hardly ever long-term. Men arent meant to see the behind-the-scenes workings of geisha to ensure the mystery behind the women.

Negative and Positive Sides

Anything that exists has both negative and positive sides of it. What we have to look at however, is if the positive side outweighs the negative side of it. Most of the time people are blind to the positive side and only look at the negative side of things. This is also similar when it comes to hip hop and rap music. Hip hop has it negative side and the positive sides as well. One of the main negative issues associated with hip hop and drugs is usually the issue of its influence on and the promotion of drug use. Drugs are usually the main topic that is discussed in most of the hip hop songs and rap music. Marijuana for one is one of the main things that is discussed and sung of in many hip hop and rap music. Cocaine, another drug is also one topic that has been sung of by hip hop artists and rappers. Cocaine for example has been affiliated with rap since the year 1983. Since then, there has been a ton of rap songs that have actually promoted drug use. For example the song, â€Å"Young, Wild, and Free† by Wiz Khalifa is one that promotes the use of drugs. This can be a very bad influence on its target, that is, the teenage fan base. This is also an awful way to market ones music since it make it seem okay to use drugs and alcohol. Sadly though, the most people affected by this message are the teenagers who are the largest percentage of our population that listens to this kind of music. This can influence them to join the drug abused and even start the use of alcohol. Some other drugs that are mentioned in these songs include mushrooms, hash, purple pills and heroine most of which can be very harmful to the health of a person.Another negative side of hip hop music is that it has an influence on the sex lives of the youths. Nowadays, a lot of hip hop and rap music videos have a lot of sexual scenes in them. This in turn has an influence on the sexual decision that the youths make whenever they watch these videos. They tend to think that it is okay to intimate with whoever they want to despite the number of people. This has led to an increase in the risk of early pregnancies and sexually transmitted infections. Hip hop and rap music sometimes also promotes violence especially among teenagers. Hip hop music are mostly full of lyrics that depict people who break the law as cool and classy people. Rap music also has a negative view toward the police and the authorities. Most of the time their lyrics are full of hate for the police and have praise for people who go to jail in the name of their hate towards the police. This has an influence on the teenagers who may be tempted to think that escaping from the police and breaking the law is the new â€Å"cool† in town. Most of them may end up being killed or being jailed for petty crimes they see as cool. On the other hand though, hip hop has a lot of good and positive sides as well. First of all hip hop and rap music is unifier and an education channel. Hip hop stared as a subculture among the African Americans but has now become a global culture. As a matter of fact seventy five percent of the people listening to hip hop music are non-blacks. Hip hop has been able to unify millions of youths across the world. Nowadays due to hip hop, there has been the rise of street style dressing that has been depicted form the hip hop artists. This style of dressing has been adapted by the youths who are given a sense of identity by theses fashion trends. Hip hop and rap music has also been very vital in the promotion of political and social awareness. Rap music educates people on very many diverse perspectives and has been used to raise a lot of social issues. Rap has been used as a means for people to use to freely speak concerning their opinions on social and political issues. Through this, it engages the youths into becoming aware and concerned of their opinions and issues. This is very vital in enlightening the youth on the world they live in and the challenges that they are faced with in society and how they can change the situation for the better. One issue that hip hop and rap has helped to create awareness is the issue of racial discrimination and the importance of believing in one's dreams.Another positive side of rap is that it gives hope to the people who listen to it. Many rappers rap about poverty and the struggles they went through in their upbringing. When they become successful, they share their stories about beating obstacles and struggling to reach the top. This can give a lot of teenagers hope and can challenge them to strive to be the best. This is because if the rapper could make it, they too can. Through understanding and education, rap music has been a tool to spur social awareness in many communities. Rap music has been used to speak against violence and guns among other aspects of life. Most artists communicate a message of peace and anti-violence in their songs. Rappers like the late Tupac Shakur were most of the time criticized for painting a bleak picture of the urban America through their music. However, such lyrics usually brought awareness to the social problems faced by the country, particularly in the inner city. It is crystal clear that hip hop and rap music serves a greater purpose in society. It does more good than harm. Hip hop has been mechanism that gives a voice to the voiceless. It has become a tool to shape the youths on how to tackle the challenges and obstacles they meet in their lives. Hip hop has also been a toll to unite people from the many walks of life. Hip hop is more than just music. It is a culture that unites the world; it gives an identity to those who feel like they don't have one. Above all, it is good entertainment. Hip hop is thus very much relevant and useful to the society of today.

Fraud, Deceptions, and Downright Lies About Samples of a College Admission Essay Exposed

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